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Settling up
Read the Settle page, choose a settlement method, handle disputes, and export records.
4 min read·
CareSplit doesn't force a monthly close — settle whenever your family prefers. Most families settle once a month around payday, but quarterly or one-shot settlements all work.
Reading the Settle page
Two sections: **You owe** (people you still need to pay) and **Owed to you** (people who owe you). Each row shows the net balance after every expense and recorded payment between that pair.
Settlement methods
- **DuitNow / bank transfer:** the most common option. Transfer the amount, then record it in CareSplit with the screenshot attached.
- **Cash:** hand over the money in person, record it in CareSplit without an attachment, and ask the recipient to acknowledge.
- **Offsetting future expenses:** instead of transferring, agree that the person who owes will cover the next shared cost. Record both halves in CareSplit.
Exporting for records
Settings → Export downloads every expense, split, and payment as CSV — useful for year-end tax records or sharing with a sibling who wants their own copy.